# KEVO Benefits > KEVO Benefits LLC is a licensed independent insurance brokerage offering structured healthcare coverage solutions for individuals, families, and employer groups nationwide. KEVO is a broker, not a carrier. Based in Oklahoma City, OK. Phone: 405-972-8511. All illustrative pricing is based on ACH payment; credit card payments carry an additional processing fee. ## Pages - [Home](/): Overview of KEVO Benefits' independent advisory approach to healthcare coverage. - [For Individuals & Families](/individuals): Coverage options and guidance for households. - [For Employers](/employers): Group coverage strategy and budget-predictable modeling for businesses. - [Your Options](/your-options): Compare individual bundles and 4-tier group plans with illustrative pricing. - [Employer Calculator](/employer-calculator): Model group costs across coverage tiers. - [How It Works](/how-it-works): The step-by-step advisory and enrollment process. - [Get My Options](/survey): Short questionnaire that produces personalized coverage options. - [FAQs](/faqs): Common questions about plans, networks, and member responsibility. - [About](/about): Company background and team. - [Contact](/contact): Phone, office address, hours, and scheduling a call. ## Resources - [Resource Library](/resources): Educational guides and plan documents. - [Maternity Coverage](/maternity): Waiting periods and maternity service details. - [Pre-existing Conditions](/pre-existing-conditions): Lookback periods and sharing phase-in schedules. - [Member Guidelines](/member-guidelines): How sharing, networks, and member responsibility work. - [AI Summary](/ai-summary): Condensed, machine-readable overview of KEVO Benefits. ## Optional - [Join Our Team](/join): Careers and agent opportunities. - [Privacy Policy](/privacy) - [Terms of Service](/terms) - [SMS Policy](/sms-policy)